Terms of Service

PLEASE READ THIS END USER LICENSE AGREEMENT ("EULA" OR "AGREEMENT") CAREFULLY BEFORE USING THE CENTY APPLICATION.

This End User License Agreement ("Agreement") is a binding legal agreement between you ("End-User," "you," or "your") and S10N Apps ("Developer," "we," "us," or "our") for the use of the Centy mobile application (the "Licensed Application" or "App").

By downloading, installing, or using the Licensed Application, you agree to be bound by the terms and conditions of this Agreement. If you do not agree to these terms, do not download, install, or use the Licensed Application.

1. Acknowledgement

You and S10N Apps acknowledge that this Agreement is concluded between you and S10N Apps only, and NOT with Apple Inc. ("Apple").

S10N Apps, not Apple, is solely responsible for the Licensed Application and the content thereof.

This Agreement may not provide for usage rules for the Licensed Application that are in conflict with the Apple Media Services Terms and Conditions as of the date you enter into this Agreement.

2. Scope of License

Grant of License

The license granted to you for the Licensed Application is limited to a NON-TRANSFERABLE license to use the Licensed Application on any Apple-branded device that you own or control, as permitted by the Usage Rules set forth in the Apple Media Services Terms and Conditions.

Permitted Uses

• Download and install the Licensed Application on Apple-branded devices you own or control
• Use the Licensed Application for personal, non-commercial purposes
• Allow other members of your household to use the Licensed Application via Family Sharing
• Access the Licensed Application via volume purchasing programs in institutional settings

Restrictions

You may NOT:

• Distribute, sublicense, rent, lease, lend, or transfer the Licensed Application
• Copy, modify, adapt, translate, reverse engineer, decompile, disassemble, or create derivative works
• Remove, alter, or obscure any proprietary notices on the Licensed Application
• Use the Licensed Application for any commercial purpose without prior written consent
• Attempt to gain unauthorized access to any portion of the Licensed Application
• Use the Licensed Application in any way that violates applicable laws

3. Maintenance and Support

S10N Apps is solely responsible for providing any maintenance and support services with respect to the Licensed Application, as specified in this Agreement, or as required under applicable law.

You and S10N Apps acknowledge that Apple has NO obligation whatsoever to furnish any maintenance and support services with respect to the Licensed Application.

4. Warranty

S10N Apps expressly disclaims all warranties, whether express, implied, or statutory, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or completeness of information

Apple's Limited Warranty Obligation

In the event of any failure of the Licensed Application to conform to any applicable warranty:

1. You may notify Apple, and Apple will refund the purchase price for the Licensed Application (if any) to you.
2. To the maximum extent permitted by applicable law, Apple will have NO OTHER WARRANTY OBLIGATION WHATSOEVER with respect to the Licensed Application.
3. Any other claims, losses, liabilities, damages, costs, or expenses attributable to any failure to conform to any warranty will be S10N Apps' sole responsibility.

5. Product Claims

You and S10N Apps acknowledge that S10N Apps, NOT Apple, is responsible for addressing any claims of the End-User or any third party relating to the Licensed Application or the End-User's possession and/or use of the Licensed Application, including, but not limited to:

1. Product liability claims;
2. Any claim that the Licensed Application fails to conform to any applicable legal or regulatory requirement; and
3. Claims arising under consumer protection, privacy, or similar legislation.

6. Intellectual Property Rights

You and S10N Apps acknowledge that, in the event of any third-party claim that the Licensed Application or your possession and use of the Licensed Application infringes that third party's intellectual property rights, S10N Apps, NOT Apple, will be solely responsible for the investigation, defense, settlement, and discharge of any such intellectual property infringement claim.

Ownership

The Licensed Application and all intellectual property rights therein are and shall remain the sole property of S10N Apps or its licensors, including all text, graphics, user interfaces, trademarks, logos, and computer code.

7. Legal Compliance

You represent and warrant that:

1. You are NOT located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country;
2. You are NOT listed on any U.S. Government list of prohibited or restricted parties;
3. You will comply with all applicable local, state, national, and international laws and regulations in your use of the Licensed Application.

8. Third-Party Terms

You must comply with applicable third-party terms of agreement when using the Licensed Application, including:

• Your wireless data service agreement
• Any applicable terms of service from third-party data providers
• Apple's Usage Rules and Apple Media Services Terms and Conditions

9. Third-Party Beneficiary

You and S10N Apps acknowledge and agree that Apple, and Apple's subsidiaries, are THIRD-PARTY BENEFICIARIES of this Agreement.

Upon your acceptance of the terms and conditions of this Agreement, Apple will have the right (and will be deemed to have accepted the right) to enforce this Agreement against you as a third-party beneficiary thereof.

10. Exchange Rates and Financial Information

The Licensed Application does NOT provide financial, investment, tax, legal, or other professional advice.

Exchange rates displayed in the Licensed Application:

• May be delayed and may not reflect real-time market conditions
• May differ from rates offered by banks or financial institutions
• Are sourced from third-party providers and are subject to their availability
• Should NOT be relied upon for actual financial transactions without verification

We are NOT responsible for any financial decisions or losses arising from reliance on exchange rate information provided by the Licensed Application.

11. Premium Features (Centy Gold)

Certain features of the Licensed Application require a one-time purchase ("Centy Gold"). Payment will be charged to your Apple ID account at confirmation of purchase.

Centy Gold is a one-time, non-recurring purchase that grants lifetime access to premium features. There are no recurring subscription fees.

All in-app purchases are processed by Apple. Refund requests must be submitted to Apple in accordance with Apple's refund policies.

12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL S10N APPS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING:

• Loss of profits, data, use, goodwill, or other intangible losses
• Financial losses resulting from reliance on exchange rate information
• Damages resulting from unauthorized access to or alteration of your data
• Damages resulting from interruption or cessation of the Licensed Application

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF: the amount you have paid us in the last twelve (12) months, OR Fifty U.S. Dollars ($50 USD).

13. Indemnification

You agree to defend, indemnify, and hold harmless S10N Apps from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

• Your use of and access to the Licensed Application
• Your violation of any term of this Agreement
• Your violation of any third-party right, including intellectual property rights
• Any claim that your use of the Licensed Application caused damage to a third party

14. Termination

You may terminate this Agreement at any time by deleting the Licensed Application from all your devices.

We may terminate or suspend your access to the Licensed Application immediately, without prior notice, for any reason, including if you breach any term of this Agreement.

Upon termination, your license to use the Licensed Application will immediately cease, and you must delete all copies from your devices.

15. Privacy

Your use of the Licensed Application is also governed by our Privacy Policy, which is incorporated into this Agreement by reference.

Please review our Privacy Policy at: https://centy.s10n.app/privacy

16. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any disputes arising out of or relating to this Agreement that cannot be resolved informally shall be subject to the exclusive jurisdiction of the courts located in India.

17. Changes to This Agreement

We reserve the right to modify this Agreement at any time. When we make changes, we will update the "Last Updated" date at the top. For material changes, we will provide notice via App update notes.

Continued use of the Licensed Application after changes constitutes acceptance of the modified terms.

18. Contact Information

For any questions, complaints, or claims regarding the Licensed Application, please contact: